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Higher Education Savings Accounts Used for K-12 Tuition

Exploring the Use of Higher Education Savings Accounts for K-12 Tuition Expenses

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Higher Education Savings Accounts Used for K-12 Tuition

Minnesota taxpayers who use distributions from higher education savings accounts (such as 529 plans) to pay for K-12 tuition may be eligible for a subtraction on their state tax return. This provision allows taxpayers to reduce their Minnesota taxable income by the amount used for K-12 education expenses, subject to certain limits.

Eligible Distributions

  • Include the total distributions from the higher education savings account used to pay K-12 tuition.
  • Alternatively, include the total earnings reported on federal Form 1099-Q for the year, whichever is less.

Reporting on Minnesota Tax Return

Report this amount on Line 6 of Schedule M1M, titled "Distributions from higher education savings accounts used for K-12 tuition." This line is part of the Minnesota income tax return and is used to claim the subtraction.

Important Notes

  • You must have received the distribution as an individual, partner, shareholder, or beneficiary.
  • The subtraction is only available for distributions used specifically for K-12 tuition expenses.
  • Do not include distributions that are subject to additional federal tax.

Additional Resources

For more information, refer to the official Minnesota Department of Revenue forms and instructions. These resources provide detailed guidance on eligibility, reporting, and documentation requirements.

Source:
Schedule M1M
Schedule M1529
Form M1PR Instructions

Disclaimer: Always verify details with the official Federal or State Department of Revenue Forms and Instructions.

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Key Takeaways

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